Shopping for Auto Insurance Online
Probably one of the best ways to comparison shop for auto insurance is to look at the companies providing auto insurance online. All states require that you obtain liability coverage, so you will have to make buying this type of coverage a priority. As most state minimums will not cover you adequately, you’ll have to determine first the amount of coverage you need. Usually, a policy that stipulates bodily injury protection of 100/300, or $100,000 per person and $300,000 for more than one person, will provide adequate protection. Unless you rent your home or apartment and drive an older car, the state’s minimum requirement in liability auto insurance will not be enough for you.
In addition to liability insurance, you may want to consider buying collision insurance, which will pay for repair of your car if you are involved in an accident and comprehensive insurance, which pays for other damages sustained by your car. If you drive an older car though, or one with a Kelley Blue Book value of under $2,000, you generally can forego these kinds of coverages.
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